CALIFORNIA HOMES and mortgage

CALIFORNIA HOMES and mortgageCALIFORNIA HOMES and mortgageCALIFORNIA HOMES and mortgage

408-531-9742

CALIFORNIA HOMES and mortgage

CALIFORNIA HOMES and mortgageCALIFORNIA HOMES and mortgageCALIFORNIA HOMES and mortgage

408-531-9742

PROFESSIONAL REAL ESTATE & MORTGAGES refinance

PROFESSIONAL REAL ESTATE & MORTGAGES refinancePROFESSIONAL REAL ESTATE & MORTGAGES refinancePROFESSIONAL REAL ESTATE & MORTGAGES refinance

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PROFESSIONAL REAL ESTATE & MORTGAGES refinance

PROFESSIONAL REAL ESTATE & MORTGAGES refinancePROFESSIONAL REAL ESTATE & MORTGAGES refinancePROFESSIONAL REAL ESTATE & MORTGAGES refinance

Get the guidance you need!

Contact Us

Contact Us

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LICENSES - DRE#00760424 - NMLS#1894807

PROFESSIONAL SERVICES PROVIDED BY JOHN BARAONA BROKER/OWNER

CALIFORNIA HOMES AND MORTGAGE

4602 Hill Top View Lane, San Jose, California 95138, United States

408-531-9742 john@californiahomesandmortgage.com

Hours

Mon

09:00 a.m. – 08:00 p.m.

Tue

09:00 a.m. – 08:00 p.m.

Wed

09:00 a.m. – 08:00 p.m.

Thu

09:00 a.m. – 08:00 p.m.

Fri

09:00 a.m. – 08:00 p.m.

Sat

09:00 a.m. – 08:00 p.m.

Sun

By Appointment

HOME LOANS and REAL ESTATE SERVICES

Home Purchases & HOME SALES

MORTGAGES FOR PURCHASE OR REFINANCE

MORTGAGES FOR PURCHASE OR REFINANCE

Experienced in the art of selling home for the highest price, while saving sellers thousands on closing costs. 


Skilled negotiator in helping buyers get the right price at the right time. Buyers are alway satisfied at he close of escrow.


As a Real Estate Broker I control the costs on my end of the transaction. A saving all my sellers and buyers enjoy.

MORTGAGES FOR PURCHASE OR REFINANCE

MORTGAGES FOR PURCHASE OR REFINANCE

MORTGAGES FOR PURCHASE OR REFINANCE

As a Mortgage Broker I am able to adjust costs in providing very competitive mortgage rates compared to many other mortgage companies.


I will analyze your situation and determine which way to complete the loan on time. 

I will offer you the lower rate available at the lowest costs.


It only takes five minutes to give you and estimate without running your credit or checking income documents.

About

MORTGAGES FOR PURCHASE OR REFINANCE

About

First licensed in 1979 and sold Real Estate all over the bay area. 


Survived four market crashes and learned to help homeowners SURVIVE and sell at the right price at the right time.


All my loan are done with careful calculations on getting the borrower the lowest rate at the lowest costs.


I enjoy helping people save when they buy, sell and refinance their homes.

JOHN BARAONA BROKER 40 YEARS OF EXPERIENCE

SOME BUYERS GET CASH BACK

Happy buyers always get a nice slice of the commission at the close of escrow

Sellers are also happy in Saving on closing costs

I show sellers how to save big on cutting  commissions  & other expenses

Stop paying over priced loan or mortgage offices

I cut my overhead and pass the saving on to you.

Other offices charge more to pay for their Brand Names & New Cars

Every deal closes on time

Experience saves time and money  for everyone.

Find Your Dream Home

Search listing coming soon

Copyright © 2023 REAL ESTATE & MORTGAGE SERVICES - All Rights Reserved.

JOHN BARAONA BROKER/OWNER